The Federal Reserve Bank of St. Louis recently released its first essay in its “The Demographics of Wealth” series. The first essay looks at trends in wealth accumulation across different races from 1989 through 2013. The report looks at the health of household balance sheets as a measure for financial stability. Their essay finds that financial “thrivers” make up a quarter of the population but have two thirds of the total share of wealth. Conversely, the financial “strugglers” make up the remaining three quarters of the population and have just a third of the nation’s wealth. To read the Federal Reserve’s full report, click here.